The Adriatic Bank will grant house loans of up to 80,000 euros to repair unusable buildings and up to 150,000 euros for the purchase of a new home if the building has been completely destroyed, without any expense or charges for beneficiaries.
The Intesa Sanpaolo Group Bank signed the agreement with the Cassa Depositi e Prestiti on the € 2 billion limit guaranteed by the State.
The loans will be used to repair the main house rendered unusable and for the reconstruction or purchase of the main house destroyed.
For the acceptance of the request it is essential to present the suitability certificate issued by the Municipality of reference. The application form can be found on the Cassa Depositi e Prestiti website. For buildings with a B and C result, the principle of silent consent applies (the Municipality has 30 days), for those with an outcome and an explicit notification (60 days) is required.
Obtained the Mortgage Bank of the Adriatic will make the funds available on an escrow account in the name of the beneficiary, which is non-interest bearing and free of expenses and taxes. From this account, by bank transfer, suppliers of repair and reconstruction works duly documented as well as any purchase of a new dwelling will be paid.
The beneficiaries of the loans will not have to repay the loan: the Bank will deal with it through the tax credit instrument.